We are OPEN. Providing your dental care in a safe environment during COVID-19 is our priority Read more...
Payment Plans - Sunshine Smiles Dental

Payment Plans

Interest free payment plans

We offer interest-free payment plans through MySmilePlan to help spread the cost of your dental treatments, so you can receive your dental treatment without delay.

What is MySmilePlan?

MySmilePlan is a dental payment plan powered by Openpay that allows you to pay off your treatment in easy fortnightly installments. There are three types of treatment plan available.

Treatment Plans from $100 - $500
  • 3 months to pay
  • Fortnightly installments
  • No interest EVER
  • 20% deposit
  • No establishment fee
Treatment Plans from $501 - $2,000
  • 9 months to pay
  • Fortnightly installments
  • No interest EVER
  • 20% deposit
  • $39 establishment fee
Treatment Plans from $2,001 - $9,000
  • 15 months to pay
  • Fortnightly installments
  • No interest EVER
  • 20% deposit
  • $39 establishment fee

Frequently Asked Questions

How do I apply for a payment plan?

Our process only takes 2 minutes. It is a non-income based credit check, similar to the one performed when you apply for a mobile phone, so approval or denial is not an indication of your finances.

Provide our reception team with your photo ID, eligible credit card and contact details. We’ll be able to tell you immediately whether or not you’ve been successful.

The credit check is automatically generated by our online system, so the security of your data is safe. At no time do our staff see your credit history.

Will I need to pay a deposit?

Yes, before commencing the payment plan, you will need to deposit 20% of their total treatment

Can I choose between the three plan options?

If your treatment is less than $500, you will be offered the 3 month plan, if your treatment cost is more than $500 but less than $2000, you will be offered the 9 month plan and treatments over $2000 will be offered the 15 month plan.

Are there any hidden fees?

No, there are not. There is an establishment fee of $39 and a $3 credit card processing fee for the deposit and each fortnightly payment. Any late payment will incur an additional $9.50 fee.

What if I have private health insurance?

Within 24 hours of plan setup, the practice receives payment for your treatment. As a result, you can claim through health insurance as soon as you receive the financed treatment. We will email you an itemised receipt of treatment which you can forward to your health fund to claim your rebate.

How do I make my initial deposit and the establishment and processing fee?

The card on which you set up the plan and repayments will be debited via Openpays online debiting system upon plan set up. Please ensure you have sufficient funds ready for this payment.

Can I pay the payment plan off faster if I would like to?

Yes. You can make additional lump sum payments at any time by calling OpenPay on 1300 168 359.

What if I get a new credit card?

You will need to contact OpenPay on 1300 168 359 to provide your new credit card details before your next payment is due, otherwise you will incur a late payment fee.

What if I want to place a larger deposit than 20%?

Easy! Although only the 20% deposit is required on the day of setup, you can contact Openpay as soon as you receive email confirmation of your plan and pay any extra, just like the lump sum payments we allow at any time.

Call Now ButtonCall (07) 5446 4598